Accept Direct UPI Payments with Dynamic QR
Collect customer payments directly into your bank account or FamPay wallet in real time. Eliminate gateway commission fees with RFC-compliant dynamic QR generation, automated UTR reconciliation, and sub-second webhook notifications.
Designed for Speed, Reliability, and Zero Deductions
Traditional payment gateways deduct 2% to 3% transaction fees and hold your funds in escrow for days. BipinOne UPI Gateway routes every transaction directly into your account with instant verification.
0% Transaction Fee
Keep 100% of your customer payments. Funds go directly from customer UPI apps straight into your bank VPA or FamPay ID without middleman escrow deductions.
Dynamic QR Engine
Generate unique QR codes for each transaction with locked order amount and transaction reference. Eliminates manual payment confirmation and customer underpayments.
Secure & Seamless
Bank-grade automated verification with 12-digit UTR reconciliation. Cryptographically signed HMAC-SHA256 callbacks prevent spoofing and duplicate fulfillment.
Easy Drop-in SDK
Standard RESTful API specifications. Integrate seamlessly using our native Android SDK, pre-built PHP sample code, and comprehensive webhook listeners.
Deploy on Any Screen, Terminal, POS or Mobile App
Whether you operate an online SaaS platform, an e-commerce shop, an in-store POS cash counter, or a self-service vending kiosk, BipinOne Dynamic QR adapts to any physical or virtual display.
E-Commerce & Digital Checkouts
Embed hosted payment URLs with auto-expiring 15-minute timers and automatic payment detection.
Retail & Restaurant POS Terminals
Push dynamic customer-facing QR codes straight to handheld Smart POS machines or thermal receipts.
Self-Service Billing Kiosks
Fast, touch-free self-checkout stations with immediate on-screen order confirmation.
Web & SaaS Checkout
Retail POS Systems
Self-Service Kiosks
Smart Display Screens
Integrate in Under 5 Minutes
Use our drop-in API endpoint to generate dynamic QR orders from any backend language.
curl -X POST https://www.bipinone.com/api/create_order \
-H "Content-Type: application/json" \
-d '{
"key": "YOUR_API_KEY",
"client_txn_id": "ORD_1793154075",
"amount": "100.00",
"p_info": "Software Subscription",
"customer_name": "Developer Customer",
"customer_email": "customer@example.com",
"customer_mobile": "9876543210",
"redirect_url": "https://yourdomain.com/payment-complete"
}'
<?php
$payload = [
'key' => 'YOUR_API_KEY',
'client_txn_id' => 'ORD_' . time(),
'amount' => '100.00',
'p_info' => 'Software Subscription',
'customer_name' => 'Developer Customer',
'customer_email' => 'customer@example.com',
'customer_mobile' => '9876543210',
'redirect_url' => 'https://yourdomain.com/payment-complete'
];
$ch = curl_init('https://www.bipinone.com/api/create_order');
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_POST, true);
curl_setopt($ch, CURLOPT_POSTFIELDS, json_encode($payload));
curl_setopt($ch, CURLOPT_HTTPHEADER, ['Content-Type: application/json']);
$response = json_decode(curl_exec($ch), true);
curl_close($ch);
if (!empty($response['data']['payment_url'])) {
header('Location: ' . $response['data']['payment_url']);
exit;
}
import requests
data = {
"key": "YOUR_API_KEY",
"client_txn_id": "ORD_123456",
"amount": "100.00",
"p_info": "Software Subscription",
"customer_name": "Developer Customer",
"customer_email": "customer@example.com",
"customer_mobile": "9876543210",
"redirect_url": "https://yourdomain.com/payment-complete"
}
res = requests.post("https://www.bipinone.com/api/create_order", json=data)
result = res.json()
print("Payment URL:", result["data"]["payment_url"])
const axios = require('axios');
async function createPayment() {
const response = await axios.post('https://www.bipinone.com/api/create_order', {
key: 'YOUR_API_KEY',
client_txn_id: `ORD_${Date.now()}`,
amount: '100.00',
p_info: 'Software Subscription',
customer_name: 'Developer Customer',
customer_email: 'customer@example.com',
customer_mobile: '9876543210',
redirect_url: 'https://yourdomain.com/payment-complete'
});
console.log('Payment URL:', response.data.data.payment_url);
}
createPayment();
Simple, Flat Monthly Plans
No per-transaction percentage fees. Upgrade instantly using your unified BipinOne Central Wallet balance.
Starter Plan
Free- Up to 1,000 orders / month
- 1 Connected Bank VPA or FamPay
- Dynamic QR generation
- Standard Webhooks (10s retry)
- 0% Transaction Fees
Pro Growth
Wallet Auto-Debit- Up to 10,000 orders / month
- 3 Multi-Merchant Accounts
- FamPay Smart Traffic Load Balancing
- Sub-second Webhook Push
- UTR Automated Reconciliation
- 0% Transaction Fees
Enterprise High-Volume
Unlimited- Unlimited Monthly Orders
- Unlimited Multi-Merchant Routing
- Dedicated High-Concurrency Worker
- Priority UTR Instant Clearing
- Priority Developer Support SLA
- 0% Transaction Fees
What Businesses Are Saying
"Secure, reliable, and easy to use"
"We have been using UPIGateway for a while now, and we are extremely satisfied with its services. The platform is easy to use, and the payment process is seamless. Security features are top-notch giving complete peace of mind."
"Revolutionizing payment acceptance"
"UPIGateway has been a game-changer for our business. With dynamic QR codes, our customers scan and pay from any UPI app without errors. The multi-merchant FamPay routing solved our volume bottlenecks."
"Streamlining payments effortlessly"
"We switched our subscriptions to UPIGateway and it made a significant difference. Direct settlement without 2% fee deductions saved thousands every month. Highly recommended for digital developers!"
Start Accepting Error-Free UPI Payments Today
Generate your first dynamic QR code in minutes. Connect your FamPay ID or bank VPA, create API credentials, and start receiving direct settlements with 0% transaction fees.