Instant Dynamic UPI • 0% Transaction Fees

Accept Direct UPI Payments with Dynamic QR

Collect customer payments directly into your bank account or FamPay wallet in real time. Eliminate gateway commission fees with RFC-compliant dynamic QR generation, automated UTR reconciliation, and sub-second webhook notifications.

0% Transaction Fee
Instant Settlement
FamPay & All Banks
HMAC Webhooks
Live Checkout Simulator
14:59 Left
Select Demo Order Amount
Dynamic UPI QR
Scan & Pay Exact Amount
₹100.00
VPA: bipinone@fam • Txn: DEMO_1793151609
Supported: GPay PhonePe Paytm FamPay
Webhook Push: < 500ms
Configure Endpoint →
100% Interoperable with All NPCI UPI Apps:
GPay
PhonePe
Paytm
BHIM UPI
FamPay (@fam)
CRED
Amazon Pay
Why Developers Choose BipinOne UPI

Designed for Speed, Reliability, and Zero Deductions

Traditional payment gateways deduct 2% to 3% transaction fees and hold your funds in escrow for days. BipinOne UPI Gateway routes every transaction directly into your account with instant verification.

0% Transaction Fee

0% Transaction Fee

Keep 100% of your customer payments. Funds go directly from customer UPI apps straight into your bank VPA or FamPay ID without middleman escrow deductions.

Dynamic QR

Dynamic QR Engine

Generate unique QR codes for each transaction with locked order amount and transaction reference. Eliminates manual payment confirmation and customer underpayments.

Secure & Seamless

Secure & Seamless

Bank-grade automated verification with 12-digit UTR reconciliation. Cryptographically signed HMAC-SHA256 callbacks prevent spoofing and duplicate fulfillment.

Easy Integration

Easy Drop-in SDK

Standard RESTful API specifications. Integrate seamlessly using our native Android SDK, pre-built PHP sample code, and comprehensive webhook listeners.

Hardware & Web Interoperability

Deploy on Any Screen, Terminal, POS or Mobile App

Whether you operate an online SaaS platform, an e-commerce shop, an in-store POS cash counter, or a self-service vending kiosk, BipinOne Dynamic QR adapts to any physical or virtual display.

E-Commerce & Digital Checkouts

Embed hosted payment URLs with auto-expiring 15-minute timers and automatic payment detection.

Retail & Restaurant POS Terminals

Push dynamic customer-facing QR codes straight to handheld Smart POS machines or thermal receipts.

Self-Service Billing Kiosks

Fast, touch-free self-checkout stations with immediate on-screen order confirmation.

Laptop Checkout Web & SaaS Checkout
POS Terminal Retail POS Systems
Self Kiosk Self-Service Kiosks
Digital Signage Smart Display Screens
Modern RESTful API Integration

Integrate in Under 5 Minutes

Use our drop-in API endpoint to generate dynamic QR orders from any backend language.

curl -X POST https://www.bipinone.com/api/create_order \
  -H "Content-Type: application/json" \
  -d '{
    "key": "YOUR_API_KEY",
    "client_txn_id": "ORD_1793151609",
    "amount": "100.00",
    "p_info": "Software Subscription",
    "customer_name": "Developer Customer",
    "customer_email": "customer@example.com",
    "customer_mobile": "9876543210",
    "redirect_url": "https://yourdomain.com/payment-complete"
  }'
Need Android native integration? Download Android SDK →
Transparent Developer Pricing

Simple, Flat Monthly Plans

No per-transaction percentage fees. Upgrade instantly using your unified BipinOne Central Wallet balance.

Starter Plan

Free
₹0 /month
  • Up to 1,000 orders / month
  • 1 Connected Bank VPA or FamPay
  • Dynamic QR generation
  • Standard Webhooks (10s retry)
  • 0% Transaction Fees
Most Popular

Pro Growth

Wallet Auto-Debit
₹499 /month
  • Up to 10,000 orders / month
  • 3 Multi-Merchant Accounts
  • FamPay Smart Traffic Load Balancing
  • Sub-second Webhook Push
  • UTR Automated Reconciliation
  • 0% Transaction Fees

Enterprise High-Volume

Unlimited
₹1,499 /month
  • Unlimited Monthly Orders
  • Unlimited Multi-Merchant Routing
  • Dedicated High-Concurrency Worker
  • Priority UTR Instant Clearing
  • Priority Developer Support SLA
  • 0% Transaction Fees
Merchant Testimonials

What Businesses Are Saying

"Secure, reliable, and easy to use"

"We have been using UPIGateway for a while now, and we are extremely satisfied with its services. The platform is easy to use, and the payment process is seamless. Security features are top-notch giving complete peace of mind."

Akshay Arora
Akshay Arora
Telecom Industry

"Revolutionizing payment acceptance"

"UPIGateway has been a game-changer for our business. With dynamic QR codes, our customers scan and pay from any UPI app without errors. The multi-merchant FamPay routing solved our volume bottlenecks."

Rohan Kapoor
Rohan Kapoor
Retail & E-comm (POS)

"Streamlining payments effortlessly"

"We switched our subscriptions to UPIGateway and it made a significant difference. Direct settlement without 2% fee deductions saved thousands every month. Highly recommended for digital developers!"

Aishwarya Sharma
Aishwarya Sharma
OTT & Content Platform

Start Accepting Error-Free UPI Payments Today

Generate your first dynamic QR code in minutes. Connect your FamPay ID or bank VPA, create API credentials, and start receiving direct settlements with 0% transaction fees.